Your repayment amount must be in the form of cash or certified funds.Ĭalifornia Residents: Loans made or arranged pursuant to a California Financing Law license. **15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. This “hard” credit inquiry may impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. *The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. We may also ask to see your driver’s license or other identifying documents. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Not all rates and loan amounts are available in all states. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Loans between $1,500 and $15,000 may be funded online. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Contacting us does not create an attorney-client relationship. We invite you to contact us and welcome your calls, letters and electronic mail. You should consult an attorney for advice regarding your unique needs. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship This web site is designed for general information only. Listing of related or included practice areas herein does not constitute or imply representation of certification of specialization. Certifications of specialization are available to Tennessee lawyers in all areas of practice relating to or included in the areas of Civil Trial, Criminal Trial, Business Bankruptcy, Consumer Bankruptcy, Creditor’s Rights, Medical Malpractice, Legal Malpractice, Accounting Malpractice, Elder Law, Estate Planning and Family Law. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements, certification, specialization or self-proclaimed expertise. Tennessee law requires that we inform you that this is an advertisement, and a person reading this Web site should seek the advice of independent legal counsel and not rely on the information contained herein. DISCLAIMER: The use of or interaction with this Web site does not constitute or create an attorney-client relationship, and the information herein is not intended as legal advice.
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